Most credit card issuers offer free expedited shipping for replacement cards, just ask. How long does it take to receive a replacement credit card?ĭelivery of a replacement card, in the event that your original has been lost or stolen, is typically done within seven days. You may also have an option for “rush" delivery if you pay an additional fee. If you request a special design, which some companies offer, it could take longer. Most credit card issuers will send a new card in 10 to 14 days. The time it'll take to receive your new card may depend on the type of card you applied for, as well as factors like potential delays with the mail. How long does it take to receive a new credit card? Mail-in applications may take a few weeks. If you're applying over the phone or in person and you've submitted all the correct information, you may also find out if you've been approved within a few minutes. Accurate information may speed up the approval process.Ĭredit card issuers are required by law to respond within 30 days, but online applications may be approved in a few minutes. Missing information could slow down the process and may require a manual review. Either way, make sure all fields are filled out properly. Do some research first and make sure you fit the criteria for approval.Īn online application may be a faster way to get approved than sending a mail-in form.
Quick credit card approvals typically take place when your application is completely filled out and your credit score is sufficient to qualify. The key to a fast approval is to make sure your credit history is in good shape before applying. How long does it take to get approved for a credit card? In some cases, additional information, including proof of income, could be requested before final approval is granted. A manual review of your application may be required. Specialty cards, like business or student cards, are designed for people with very specific credit needs, as well as high-end cards, so this approval process could take longer to ensure that the potential cardmember qualifies. Specialty credit cards and high-end cards that require a higher credit score may take longer. The average Visa ® or Mastercard ® may be approved in minutes and shipped within days, provided you meet the credit criteria. How long does it take to get a credit card? In this age of online applications and near-instant approvals, the question doesn't come up as frequently as it once did.
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